By accessing Artha Financial Services Ltd. or any of its associate/group sites, you have read, understood and agree to be legally bound by the terms of the following disclaimer and user agreement.

Artha Financial Services Ltd. has taken due care and caution in compilation of data for its web site. The views and investment tips expressed by investment experts on Artha Financial Services are their own, and not that of the website or its management. Artha Financial Services Ltd. advises users to check with certified experts before taking any investment decision. However, Artha Financial Services Ltd. does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. Artha Financial Services Ltd. especially states that it has no financial liability whatsoever to any user on account of the use of information provided on its website.

Artha Financial Services Ltd. is not responsible for any errors, omissions or representations on any of our pages or on any links on any of our pages. Artha Financial Services Ltd. does not endorse in anyway any advertisers on our web pages. Please verify the veracity of all information on your own before undertaking any alliance.

The information on this website is updated from time to time. Artha Financial Services Ltd. however excludes any warranties (whether expressed or implied), as to the quality, accuracy, efficacy, completeness, performance, fitness or any of the contents of the website, including (but not limited) to any comments, feedback and advertisements contained within the Site.

This website contains material in the form of inputs submitted by users and Artha Financial Services accepts no responsibility for the content or accuracy of such content nor does Artha Financial Services Ltd. make any representations by virtue of the contents of this website in respect of the existence or availability of any goods and services advertised in the contributory sections. Artha Financial Services Ltd. makes no warranty that the contents of the website are free from infection by viruses or anything else which has contaminating or destructive properties and shall have no liability in respect thereof.

Part of this website contains advertising and other material submitted to us by third parties. Kindly note that those advertisers are responsible for ensuring that material submitted for inclusion on the website complies with all legal requirements. Although acceptance of advertisements on the website is subject to our terms and conditions which are available on request, we do not accept liability in respect of any advertisements.

This website will contain articles contributed by several individuals. The views are exclusively their own and do not necessarily represent the views of the website or its management. The linked sites are not under our control and we are not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. Artha Financial Services Ltd. is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by us of the site.

There are risks associated with utilizing internet and short messaging system (sms) based information and research dissemination services. Subscribers are advised to understand that the services can fail due to failure of hardware, software, and Internet connection. While we ensure that the messages are delivered in time to the subscribers Mobile Network, the delivery of these messages to the customer's mobile phone/handset is the responsibility of the customer's Mobile Network. SMS may be delayed and/or not delivered to the customer's mobile phone/handset on certain days, owing to technical reasons that can only be addressed by the customer's Mobile Network, Artha Financial Services Ltd. and group companies associated with it and/or its employees cannot be held responsible for the same.

Artha Financial Services Ltd. hereby expressly disclaims any implied warranties imputed by the laws of any jurisdiction. We consider ourselves and intend to be subject to the jurisdiction only of the courts of the Mumbai in India. If you don't agree with any of our disclaimers above please do not read the material on any of our pages. This site is specifically for users in the territory of India. Although the access to users outside India is not denied, Artha Financial Services Ltd. shall have no legal liabilities whatsoever in any laws of any jurisdiction other than India. We reserve the right to make changes to our site and these disclaimers, terms, and conditions at any time.

You should consult a qualified broker or other financial advisor prior to making any actual investment or trading decisions. You agree to not make actual stock trades based on comments on the site, nor on any techniques presented nor discussed in this site or any other form of information presentation. All information is for educational and informational use only. You agree to consult with a registered investment advisor, which we are not, prior to making any trading decision of any kind. Hypothetical or simulated performance results have certain inherent limitations. Unlike an actual performance record, simulated results do not represent actual trading. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.

Artha Financial Services Ltd. operates a real time chat room intended to provide a private forum for users to exchange information and to discuss various investing techniques. You agree, by accessing this or any associated site, that Artha Financial Services Ltd. bears no liability for any postings on the website or actions of associate site. We reserve the right to deny service to anyone. You, and not Artha Financial Services Ltd., assume the entire cost and risk of any trading you choose to undertake. You are solely responsible for making your own investment decisions. If you choose to engage in such transactions with or without seeking advice from a licensed and qualified financial advisor or entity, then such decision and any consequences flowing therefore are your sole responsibility. The information and commentaries are not meant to be an endorsement or offering of any stock purchase. They are meant to be a guide only, which must be tempered by the investment experience and independent decision making process of the subscriber. Artha Financial Services Ltd. or any employees are in no way liable for the use of the information by others in investing or trading in investment vehicles utilizing the principles disclosed herein. Artha Financial Services or any of its employees do not represent themselves as acting in the position of an investment advisor or investment manager for the use of the information in this service. The materials and information in and provided by, this site are not, and should not be construed as an offer to buy or sell any of the securities named in materials, services, or on–line postings.

We encourage all investors to use the information on the site as a resource only to further their own research on all featured companies, stocks, sectors, markets and information presented on the site. Nothing published on this site should be considered as investment advice.

Artha Financial Services Ltd., its management, its associate companies and/or their employees take no responsibility for the veracity, validity and the correctness of the expert recommendations or other information or research. Although we attempt to research thoroughly on information provided herein, there are no guarantees in accuracy. The information presented on the site has been gathered from various sources believed to be providing correct information. Artha Financial Services Ltd., group, companies, associates and/or employees are not responsible for errors, inaccuracies if any in the content provided on the site. Any prediction made on the direction of the stock market or on the direction of individual stocks may prove to be incorrect. Users/visitors are expected to refer to other investment resources to verify the accuracy of the data posted on this site on their own.

Artha Financial Services Ltd. does not represent or endorse the accuracy or reliability of any of the information, conversation, or content contained on, distributed through, or linked, downloaded or accessed from any of the services contained on this website (hereinafter, the "Service"), nor the quality of any products, information or other materials displayed, purchased, or obtained by you as a result of any other information or offer by or in connection with the Service. No interference with respect to product after passing the lead to the concerned institution or any complaint with respect to the product would be entertained by us. Servicing and Closure will be done by the financial institution selected by you and the responsibility does not lie with Artha Financial Services Ltd. We have all formal agreement done with the bank regarding all the products.

The prices mentioned in www.arthamoney.com are only indicative in nature, and subject to revision at any point of time. The rates and EMI applicable depend on a number of parameters and shall be decided by the Bank/NBFC on a case-to-case basis. The information has been sourced from executives/customer service representatives and available in public domain. The information is not an offer for finance and is meant only for individual consumption and as a frame of reference. Artha Money takes no responsibility for any factual incorrectness, misinformation or misrepresentation, or deficiency, delays in warranties, services rendered by parties (etc.)

Exchange rates mentioned are indicative rates only. The actual rate applied to your transaction need not be the same on the site as rates change on a dynamic basis, several times a day. Our rates are very competitive. The rate applied for your transaction is done with a view to maximize the benefit you get from the money sent. This may happen at different times of the day depending on the market and may not be the same as visible on the site, depending on when you log on.∙ Rates available on global exchange rate comparison sites are not indicative of the rates applicable on this site ∙If due to any unavoidable circumstances we are unable to service a facility, it shall be moved to a later date and the customer shall be intimated accordingly.

Neither Artha Financial Services Ltd. nor its principals, agents, associates or employees, are licensed to provide investment advice. No materials in Artha Financial Services Ltd., either on behalf of Artha Financial Services Ltd. or any site host, or any participant in Artha Financial Services Ltd. or any of its associated sites should be taken as investment advice directly, indirectly, implicitly, or in any manner whatsoever, including but not limited to trading of stocks on a short term or long term basis, or trading of any financial instruments whatsoever. Past Performance Is Not Indicative of Future Returns. All analyst commentary provided on Artha Financial Services Ltd. is provided for information purposes only. This information is NOT a recommendation or solicitation to buy or sell any securities. Your use of this and all information contained on Artha Financial Services Ltd. is governed by this Terms and Conditions of Use. This material is based upon information that we consider reliable, but we do not represent that it is accurate or complete, and that it should be relied upon, as such. You should not rely solely on the Information in making any investment. Rather, you should use the Information only as a starting point for doing additional independent research in order to allow you to form your own opinion regarding investments. By using Artha Financial Services including any software and content contained therein, you agree that use of the Service is entirely at your own risk. Artha Financial Services Ltd. is not a registered investment advisor or a broker dealer. You understand and acknowledge that there is a very high degree of risk involved in trading securities. Past results of any trader published on this website are not indicative of future returns by that trader, and are not indicative of future returns which be realized by you. Any information, opinions, advice or offers posted by any person or entity logged in to Artha Financial Services Ltd. or any of its associated sites is to be construed as public conversation only. Artha Financial Services Ltd. makes no warranties and gives no assurances regarding the truth, timeliness, reliability, or good faith of any material posted at Artha Financial Services. Artha Financial Services does not warrant that trading methods or systems presented in their services or the information herein, or obtained from advertisers or members will result in profits or losses.

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Legal Disclaimer on Property: YOUR USE OF www.arthamoney.com IS AT YOUR OWN RISK. This Web Site is a real estate classified portal endeavoring constantly to provide you with premium services regarding properties and land. Information on this Internet site should not be regarded as a substitute for legal, financial or real estate advice .You should always seek the assistance of a professional for any such queries. In specially the member/or constituent shall make adequate enquiry as to the legality and genuiness of the Land/property, before entering into any legal contracts or agreements based on the content posted on the site.The site does not vouch for any claims/ comments/ views made in the content. We shall not be held liable/ responsible for the consequences thereof.